How much XRP each group took, year by year, read from the ledger itself.
XRP needed for the top 1%, on January 1 of each year
Date
Accounts
Top 0.1 %
Top 1 %
Top 5 %
Top 10 %
Jan 1, 2018
898,125
1,378,002
98,885
10,392
3,395
Jan 1, 2019
1,468,958
911,009
72,830
10,077
2,995
Jan 1, 2020
1,876,629
749,337
72,717
10,019
2,720
Jan 1, 2021
2,324,097
591,371
73,142
9,968
2,457
Jan 1, 2022
3,911,956
452,959
59,198
8,009
2,037
Jan 1, 2023
4,523,274
471,028
68,744
10,444
3,148
Jan 1, 2024
4,990,226
429,907
64,879
10,761
3,404
Jan 1, 2025
5,825,141
404,874
56,576
9,830
2,607
Jan 1, 2026
7,468,814
296,629
48,807
8,044
2,334
Today
8,346,973
270,064
43,247
7,202
2,055
How it is calculated
For each date we read every account on the XRP Ledger as it was in the first ledger of that day and built the same histogram used by today's distribution. That way the top 1% is calculated the same way on every date.
A wallet is not a person: someone can have several, and an exchange wallet holds the XRP of thousands of customers. So the comparison is between accounts, not people. Needing less XRP for the top 1% also reflects that there are far more accounts than before.
See which top you are in today, and which one you would have been in before, with the calculator.
Data read from public XRP Ledger servers. Not investment advice.